Financial Planning

Experience has shown that every client is different…

Financial planning can often cause worry. Most of the time clients are focussed only on one part of their planning. With our help and guidance we aim to educate on how all the pieces interact and can start fitting the pieces together, one by one.

We will work with you in identifying your needs, values and priorities across a number of core areas:

  • Goal Setting – Where do you want to be and when?
  • Net Worth – How much is enough for you?
  • Cash Flow – Managing your income and expenditure is vital
  • Tax Planning – Limiting the impact of tax
  • Investments – Matching your investment portfolio to your acceptance of volatility
  • Education Fee Planning – A review of current funds and funding requirements
  • Retirement – When will you achieve financial independence?
  • Estate Planning – How to maximize your legacy?
  • Risk Management: Corporate and Personal – Plan for the unforeseen
  • Charitable Giving – How much can you give, should you wish to do so?

We teach our clients to follow a disciplined wealth management process. All clients receive a tailored and structured financial plan which provides you with control and peace of mind.

Please note: tax and cash flow planning advice are not regulated by the Financial Conduct Authority

Testimonials

Highwood Financial Services have been instrumental in helping us to get our financial house in order and giving us confidence in our plans for the future. We have a small business, and two young children, but we knew that we had gaps in our arrangements. Financial planning requires a high degree of trust, and we instantly had a rapport with Michael Gould that meant we had no hesitation talking with him about our journey so far and hopes for the future. In conjunction with a detailed assessment of our appetite for risk, he conducted a wide-ranging financial review of our existing insurance, historic pension and ongoing savings arrangements, and gave clearly reasoned advice on how to better structure them. We discussed his recommendations in great detail and followed all of his advice. With good life insurance and critical illness cover now in place, with new consolidated pension arrangements, we have confidence in the cover and plans that have put in place for ourselves and our family.
Ben Cons
The French Bedroom Company

My husband and I have been with Highwood for three years. After our previous experiences with financial advisers, it was an enormous relief to find someone who explains everything in language we understand, who sets out the detail of our investments and importantly any charges incurred in a transparent way, and who always responds quickly to any queries we have. We came to Highwood at a time when we had to sort out my mother’s estate and had lots of decisions to make. Michael ‘held our hand’ through the process, and helped to clarify the options we had, and made it all feel much less daunting. We would (and do) highly recommend Highwood.

Mrs Jill Russell