Pension Transfer Gold Standard

Wealth Management

We strongly believe that clients should embrace the concept of Wealth Management – the integration of financial planning, investment advice, tax and estate planning – rather than considering their affairs on a piecemeal basis.

The development of an individual’s investment strategy remains a cornerstone of Wealth Management and is key to successfully achieving their financial goals.

There are some core Investment Principles that investors should understand and adhere to:

  • Risk and return are related – we will assess your propensity to risk and your financial goals in order to produce a robust plan that takes no more risk than is necessary.
  • Investors should gain exposure to proven generators of returns at a low cost and maintain discipline by holding a diverse portfolio and rebalancing regularly.
  • No-one can consistently time the market or pick the best performing stocks, funds or asset classes.
  • Investment strategies should therefore be based on evidence and research rather than forecasts and predictions.
  • Long-term focus and discipline should not be swayed by short-term market events.
  • Although often initiated by a one-off event – the sale of a business, an inheritance, a change of advisor – your relationship with Highwood should be considered as the core of a long-term process that will evolve over time to ensure that your goals are achieved. To this end, we endeavour to collaborate with you and provide ongoing advice and support.

Highwood’s Investment Committee meets every quarter to review all aspects of our investment process. Clients receive a copy of the minutes of these meetings as part of our ongoing commitment to transparency and independence.

Testimonials

My accountant recommended that I should take advice from a different independent financial advisor four years ago, as my investments were scattered and not especially tax efficient.  They recommended I meet Highwood.

I met Michael Gould of Highwood at my accountants office in 2013 and quickly realised that I should appoint them.  I gave them details of all my assets and they took approximately a month to prepare a thorough written investment report which we followed up with a further meeting. On their advice I gradually changed various holdings including organising my SIPP and setting up Educational trusts for my grandchildren etc.

I have been very impressed after three years with the performance of my portfolio and especially the efficient quiet way that they have responded to my requests. I now have an annual meeting with Highwood to receive a written report and in the Interim they deal with my requests quickly and efficiently in correspondence and by phone. All the team at Highwood appear to be very professional and I have no hesitation in recommending them

David Cons FRICS

I called in yesterday to talk through by pension investment with Paul, he was as always thoroughly professional and I just wanted to acknowledge this. We do not often meet up so for that reason it is a comfort to know Paul is around to look after things.

Gordon Irving
Operations Director, Williams Lea Tag