Pension Transfer Gold Standard

Wealth Management

We strongly believe that clients should embrace the concept of Wealth Management – the integration of financial planning, investment advice, tax and estate planning – rather than considering their affairs on a piecemeal basis.

The development of an individual’s investment strategy remains a cornerstone of Wealth Management and is key to successfully achieving their financial goals.

There are some core Investment Principles that investors should understand and adhere to:

  • Risk and return are related – we will assess your propensity to risk and your financial goals in order to produce a robust plan that takes no more risk than is necessary.
  • Investors should gain exposure to proven generators of returns at a low cost and maintain discipline by holding a diverse portfolio and rebalancing regularly.
  • No-one can consistently time the market or pick the best performing stocks, funds or asset classes.
  • Investment strategies should therefore be based on evidence and research rather than forecasts and predictions.
  • Long-term focus and discipline should not be swayed by short-term market events.
  • Although often initiated by a one-off event – the sale of a business, an inheritance, a change of advisor – your relationship with Highwood should be considered as the core of a long-term process that will evolve over time to ensure that your goals are achieved. To this end, we endeavour to collaborate with you and provide ongoing advice and support.

Highwood’s Investment Committee meets every quarter to review all aspects of our investment process. Clients receive a copy of the minutes of these meetings as part of our ongoing commitment to transparency and independence.

Testimonials

John Helfgott is the consummate professional in delivering results. With excellent financial expertise and customer insight he ensures that the client gets the quality of service and product offering that the competitive market place requires. I highly recommend him.

Warren Hampton
General Manager, Networks Division at Samsung Electronics

Michael’s presentation at the Moor Park Business Club was top class. Apart from my own views, I sat next to an IFA who was nodding all the way through your talk and commented on the excellent manner it was given. He said that he witnesses many similar presentations on similar topics but this had been the best ever witnessed.

As well as coaching individuals in Public Speaking, with an emphasis on Wedding Speeches, I work as an examiner/assessor for a Qualifications Awarding Organisation – English Speaking Board (ESB). As such I travel around the country assessing people giving presentations with view to them acquiring a professional qualification in Communication Skills. Had I been assessing you today there is no doubt you would have achieved a ‘Distinction’ in the ESB Award in Professional Presentation Skills which is at Degree level. Everything about it was excellent. I wish more people could communicate in such a professional manner as you did earlier today.

Graham Le-Gall
Specialist Wedding Speech Coach