Wealth Management

We strongly believe that clients should embrace the concept of Wealth Management – the integration of financial planning, investment advice, tax and estate planning – rather than considering their affairs on a piecemeal basis.

The development of an individual’s investment strategy remains a cornerstone of Wealth Management and is key to successfully achieving their financial goals.

There are some core Investment Principles that investors should understand and adhere to:

  • Risk and return are related – we will assess your propensity to risk and your financial goals in order to produce a robust plan that takes no more risk than is necessary.
  • Investors should gain exposure to proven generators of returns at a low cost and maintain discipline by holding a diverse portfolio and rebalancing regularly.
  • No-one can consistently time the market or pick the best performing stocks, funds or asset classes.
  • Investment strategies should therefore be based on evidence and research rather than forecasts and predictions.
  • Long-term focus and discipline should not be swayed by short-term market events.
  • Although often initiated by a one-off event – the sale of a business, an inheritance, a change of advisor – your relationship with Highwood should be considered as the core of a long-term process that will evolve over time to ensure that your goals are achieved. To this end, we endeavour to collaborate with you and provide ongoing advice and support.

Highwood’s Investment Committee meets every quarter to review all aspects of our investment process. Clients receive a copy of the minutes of these meetings as part of our ongoing commitment to transparency and independence.

Testimonials

Very simply, I cannot speak highly enough of Michael Gould and all that I have had the pleasure of dealing with at Highwood.  Knowledgeable.  Affable.  Personable.  Nothing is too much trouble and no question (however silly it may seem to you) too trivial for a quick and accurate answer.  

Most importantly, Michael ensures that he understands EXACTLY what you are trying to achieve long before you put anything into place.  

An excellent team, from top to bottom, that operate at the pinnacle of their field. 5 stars *****

Jason Robins

I called in yesterday to talk through by pension investment with Paul, he was as always thoroughly professional and I just wanted to acknowledge this. We do not often meet up so for that reason it is a comfort to know Paul is around to look after things.

Gordon Irving
Operations Director, Williams Lea Tag