Wealth Management

We strongly believe that clients should embrace the concept of Wealth Management – the integration of financial planning, investment advice, tax and estate planning – rather than considering their affairs on a piecemeal basis.

The development of an individual’s investment strategy remains a cornerstone of Wealth Management and is key to successfully achieving their financial goals.

There are some core Investment Principles that investors should understand and adhere to:

  • Risk and return are related – we will assess your propensity to risk and your financial goals in order to produce a robust plan that takes no more risk than is necessary.
  • Investors should gain exposure to proven generators of returns at a low cost and maintain discipline by holding a diverse portfolio and rebalancing regularly.
  • No-one can consistently time the market or pick the best performing stocks, funds or asset classes.
  • Investment strategies should therefore be based on evidence and research rather than forecasts and predictions.
  • Long-term focus and discipline should not be swayed by short-term market events.
  • Although often initiated by a one-off event – the sale of a business, an inheritance, a change of advisor – your relationship with Highwood should be considered as the core of a long-term process that will evolve over time to ensure that your goals are achieved. To this end, we endeavour to collaborate with you and provide ongoing advice and support.

Highwood’s Investment Committee meets every quarter to review all aspects of our investment process. Clients receive a copy of the minutes of these meetings as part of our ongoing commitment to transparency and independence.

Testimonials

I’ve worked with Highwood since we started our company over 12 years ago. Highwood now not only works with my business partner and me, but also a large number of the 80 people that work here at Grand Union. In addition to always getting strong financial advice from the Highwood team, I rely on Michael Gould for crucial guidance and support in relation to my family and professional finances. His expertise, understanding and, above all, candour has proved invaluable throughout this time.

Matt Nicholls
Chief Executive, Grand Union Limited

My husband and I have been with Highwood for three years. After our previous experiences with financial advisers, it was an enormous relief to find someone who explains everything in language we understand, who sets out the detail of our investments and importantly any charges incurred in a transparent way, and who always responds quickly to any queries we have. We came to Highwood at a time when we had to sort out my mother’s estate and had lots of decisions to make. Michael ‘held our hand’ through the process, and helped to clarify the options we had, and made it all feel much less daunting. We would (and do) highly recommend Highwood.

Mrs Jill Russell