Pension Transfer Gold Standard

Summer 2018 Bulletin

Please click here to access our Summer Bulletin.

The highlights of this Bulletin include:

  • Pros and cons of joint finances 
  • Rule changes on VCTs and EISs  
  • Reduced protection for mortgage payments 
  • The FSCS safety net 
  • The range of Individual Savings Accounts (ISAs)
  • UK dividends yields
  • Interest rates 
  • Tax thresholds and inflation 
  • Pension scams and cold calling

We hope you find it useful and interesting.

If you have any questions about the contents of this bulletin or how any aspects of your tax and financial planning may be affected by recent changes, please get in touch with us to discuss them.

The information regarding taxation is based on our understanding of law, HM Revenue & Customs practice and current legislation, which may be altered and depends on the individual financial circumstances of the investor. The value of investments may fall as well as rise.


I’ve worked with Highwood since we started our company over 12 years ago. Highwood now not only works with my business partner and me, but also a large number of the 80 people that work here at Grand Union. In addition to always getting strong financial advice from the Highwood team, I rely on Michael Gould for crucial guidance and support in relation to my family and professional finances. His expertise, understanding and, above all, candour has proved invaluable throughout this time.

Matt Nicholls
Chief Executive, Grand Union Limited

John Helfgott is the consummate professional in delivering results. With excellent financial expertise and customer insight he ensures that the client gets the quality of service and product offering that the competitive market place requires. I highly recommend him.

Warren Hampton
General Manager, Networks Division at Samsung Electronics