Pension Transfer Gold Standard

Summer 2016 Bulletin

Please click here to access our Summer Bulletin.

The highlights of this Bulletin include:

  • Can the Lifetime ISA be a real alternative to a pension?
  • Buy to Lets and the implications of recent legislation changes
  • Avoiding Inheritance Tax
  • New tax rules around gifting

We hope you find it useful and interesting.

If you have any questions about the bulletin’s contents or how any aspects of your tax and financial planning may be affected by recent changes, please get in touch with us to discuss them.


The information regarding taxation is based on our understanding of law, HM Revenue & Customs practice and current legislation, which may be altered and depends on the individual financial circumstances of the investor. The value of investments may fall as well as rise.

Testimonials

As soon as we met Michael Gould of Highwood we felt confident that we could trust him as a financial adviser. He gives us sound advice; we receive excellent service from his team and we have been delighted with the performance of our portfolio. We have recommended Highwood to our family, friends and clients, all of whom are equally pleased.

Michelle and Jeremy Fisher

Highwood Financial Services have been instrumental in helping us to get our financial house in order and giving us confidence in our plans for the future. We have a small business, and two young children, but we knew that we had gaps in our arrangements. Financial planning requires a high degree of trust, and we instantly had a rapport with Michael Gould that meant we had no hesitation talking with him about our journey so far and hopes for the future. In conjunction with a detailed assessment of our appetite for risk, he conducted a wide-ranging financial review of our existing insurance, historic pension and ongoing savings arrangements, and gave clearly reasoned advice on how to better structure them. We discussed his recommendations in great detail and followed all of his advice. With good life insurance and critical illness cover now in place, with new consolidated pension arrangements, we have confidence in the cover and plans that have put in place for ourselves and our family.

Ben Cons
The French Bedroom Company